financial management
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...the basis for financial freedom
Depot, checking account, overnight money
Here I explain to you why I use which service where. Central to all my decisions is that the price-performance ratio has to be right. And I'll explain how you can earn several hundred euros a year by regularly changing providers (and what you have to pay attention to).
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Electricity, cell phone, internet
If I told you
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-that I actually make a profit with my mobile phone contract
-that I have effectively made a profit on my electricity contracts in my lifetime
-And that we effectively pay 14 euros per month for our Internet contract with a 50 line
-that I have effectively made a profit on my electricity contracts in my lifetime
-And that we effectively pay 14 euros per month for our Internet contract with a 50 line
would you then want to know how to do it?
Taxes & health insurance
I enjoy my tax return. Because there are many ways to save money here. But you have to know what to look out for.
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I only had to deal with the subject of health insurance during the course of my doctorate. It's complicated. A few things are perhaps quite interesting.